VendorVS
FreshBooks logo

FreshBooks

Accounting built for owners

vs
Xero logo

Xero

Beautiful accounting software

FreshBooks vs Xero Comparison

Compare FreshBooks and Xero side-by-side — pricing, features, scores, and which one is right for you.

The bottom line

FreshBooks and Xero are both strong contenders in the accounting space, but they serve different needs. Xero edges ahead with an overall score of 83/100 compared to FreshBooks's 76/100. FreshBooks is easier to get started with (9/10 for ease of use vs 8/10). On pricing, neither offers a free tier — FreshBooks starts at $19/mo and Xero at $25/mo. Xero rates higher for value for money (8/10 vs 7/10), making it a better pick if budget is a concern.

At a glance

FreshBooksXero
Our score76/10083/100
Starting price$19/mo$25/mo
Free tierNoNo
Best forAccounting built for ownersBeautiful accounting software

Pricing comparison

FreshBooks logo

FreshBooks

No free tier
Lite$19/mo
Plus$33/mo
Premium$70/mo
Select$null/mo

Pricing verified 2026-03-19

Xero logo

Xero

No free tier
Early$25/mo
Growing$55/mo
Established$90/mo

Pricing verified 2026-03-19

Calculate your cost

FreshBooks logo
FreshBooksLite
$17/mo
$204/yr
Cheaper— save $60/yr
Xero logo
XeroEarly
$22/mo
$264/yr

Feature comparison

core

FeatureFreshBooksXero
InvoicingYesYes
Expense trackingYesYes
Bank reconciliationPlus+Yes
Financial reportsYesYes

advanced

FeatureFreshBooksXero
PayrollAdd-onAdd-on (Gusto)
InventoryNoEstablished
Multi-currencyYesEstablished
Tax filingNoAdd-on

integrations

FeatureFreshBooksXero
StripeYesYes
PayPalYesYes
ShopifyYesYes
ZapierYesYes

Ratings breakdown

FreshBooks

Ease of use
9/10
Value for money
7/10
Features
7/10
Support
7/10

Xero

Ease of use
8/10
Value for money
8/10
Features
8/10
Support
7/10

Choose FreshBooks if...

  • You're ready to invest from $19/mo
  • You value an intuitive, easy-to-use interface
  • You need enterprise-grade capabilities
Visit FreshBooks

Choose Xero if...

  • You're ready to invest from $25/mo
  • You value an intuitive, easy-to-use interface
  • Getting strong value for money is a priority
Visit Xero

Frequently asked questions

Is FreshBooks or Xero better?

Xero scores 83/100 compared to FreshBooks's 76/100 on VendorVS. However, the best choice depends on your needs — FreshBooks excels at ease of use (9/10) while Xero scores 8/10.

How much does FreshBooks cost compared to Xero?

FreshBooks starts at $19/mo. Xero starts at $25/mo. FreshBooks is the more affordable option.

Does FreshBooks or Xero have a free plan?

Neither FreshBooks nor Xero offers a free tier. FreshBooks starts at $19/mo and Xero at $25/mo.

Disclosure: Some links on this page are affiliate links. If you sign up through our links, we may earn a commission at no extra cost to you. This does not influence our rankings or recommendations.

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