VendorVS
FreeAgent logo

FreeAgent

Accounting for freelancers and small businesses

vs
Melio logo

Melio

Simple B2B payments

FreeAgent vs Melio Comparison

Compare FreeAgent and Melio side-by-side — pricing, features, scores, and which one is right for you.

The bottom line

FreeAgent and Melio are both strong contenders in the accounting space, but they serve different needs. FreeAgent edges ahead with an overall score of 70/100 compared to Melio's 66/100. Melio is easier to get started with (9/10 for ease of use vs 8/10). On pricing, Melio offers a free tier while FreeAgent requires a paid plan from $27/mo. Both score equally on value for money (7/10), so the choice comes down to which feature set fits your workflow better.

At a glance

FreeAgentMelio
Our score70/10066/100
Starting price$27/moFree
Free tierNoYes
Best forAccounting for freelancers and small businessesSimple B2B payments

Pricing comparison

FreeAgent logo

FreeAgent

No free tier
Standard$27/mo

Pricing verified 2026-03-19

Melio logo

Melio

Free tier available
Go (Free)Free
Core$25/mo
Boost$55/mo
Unlimited$80/mo

Pricing verified 2026-03-19

Calculate your cost

FreeAgent logo
FreeAgentStandard
$23/mo
$276/yr
Melio logo
MelioGo (Free)
Free/mo
Free/yr
Cheaper— save $276/yr

Feature comparison

core

FeatureFreeAgentMelio
InvoicingYesYes
Expense trackingYesNo
Bank reconciliationYesNo
Financial reportsYesNo

advanced

FeatureFreeAgentMelio
PayrollBuilt-in (UK)No
InventoryNoNo
Multi-currencyYesNo
Tax filingUK Self Assessment & VAT1099 (Boost+)

integrations

FeatureFreeAgentMelio
StripeYesNo
PayPalYesNo
ShopifyNoNo
ZapierYesNo
QuickBooksNoYes
XeroNoYes

Ratings breakdown

FreeAgent

Ease of use
8/10
Value for money
7/10
Features
7/10
Support
7/10

Melio

Ease of use
9/10
Value for money
7/10
Features
5/10
Support
7/10

Choose FreeAgent if...

  • You're ready to invest from $27/mo
  • You value an intuitive, easy-to-use interface
  • You need enterprise-grade capabilities
Visit FreeAgent

Choose Melio if...

  • You want a free tier to get started
  • You value an intuitive, easy-to-use interface
  • You need enterprise-grade capabilities
Try Melio free

Frequently asked questions

Is FreeAgent or Melio better?

FreeAgent scores 70/100 compared to Melio's 66/100 on VendorVS. However, the best choice depends on your needs — FreeAgent excels at ease of use (8/10) while Melio scores 9/10.

How much does FreeAgent cost compared to Melio?

FreeAgent starts at $27/mo. Melio starts at free (free tier available). Melio is the more affordable option.

Does FreeAgent or Melio have a free plan?

Melio offers a free tier. FreeAgent does not — its cheapest plan starts at $27/mo.

Disclosure: Some links on this page are affiliate links. If you sign up through our links, we may earn a commission at no extra cost to you. This does not influence our rankings or recommendations.

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