FreeAgent vs Zoho Books Comparison
Compare FreeAgent and Zoho Books side-by-side — pricing, features, scores, and which one is right for you.
The bottom line
FreeAgent and Zoho Books are both strong contenders in the accounting space, but they serve different needs. Zoho Books edges ahead with an overall score of 80/100 compared to FreeAgent's 70/100. Both are equally user-friendly (8/10 each). On pricing, Zoho Books offers a free tier while FreeAgent requires a paid plan from $27/mo. Zoho Books rates higher for value for money (9/10 vs 7/10), making it a better pick if budget is a concern.
At a glance
| FreeAgent | Zoho Books | |
|---|---|---|
| Our score | 70/100 | 80/100 |
| Starting price | $27/mo | $20/mo |
| Free tier | No | Yes |
| Best for | Accounting for freelancers and small businesses | Smart accounting for growing businesses |
Pricing comparison
Zoho Books
Pricing verified 2026-03-19
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Feature comparison
core
| Feature | FreeAgent | Zoho Books |
|---|---|---|
| Invoicing | Yes | Yes |
| Expense tracking | Yes | Yes |
| Bank reconciliation | Yes | Yes |
| Financial reports | Yes | Yes |
advanced
| Feature | FreeAgent | Zoho Books |
|---|---|---|
| Payroll | Built-in (UK) | Zoho Payroll integration |
| Inventory | No | Elite+ |
| Multi-currency | Yes | Yes |
| Tax filing | UK Self Assessment & VAT | Yes |
integrations
| Feature | FreeAgent | Zoho Books |
|---|---|---|
| Stripe | Yes | Yes |
| PayPal | Yes | Yes |
| Shopify | No | Yes |
| Zapier | Yes | Yes |
Ratings breakdown
Choose FreeAgent if...
- You're ready to invest from $27/mo
- You value an intuitive, easy-to-use interface
- You need enterprise-grade capabilities
Choose Zoho Books if...
- You want a free tier to get started
- You value an intuitive, easy-to-use interface
- Getting strong value for money is a priority
Frequently asked questions
Is FreeAgent or Zoho Books better?
Zoho Books scores 80/100 compared to FreeAgent's 70/100 on VendorVS. However, the best choice depends on your needs — FreeAgent excels at ease of use (8/10) while Zoho Books scores 8/10.
How much does FreeAgent cost compared to Zoho Books?
FreeAgent starts at $27/mo. Zoho Books starts at $20/mo (free tier available). Zoho Books is the more affordable option.
Does FreeAgent or Zoho Books have a free plan?
Zoho Books offers a free tier. FreeAgent does not — its cheapest plan starts at $27/mo.
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